Tony Rawlins

Tony specialises in the life, pensions, mortgage, and insurance sectors. His technical expertise includes compliance and risk management consultancy, and helping companies prepare for FSA "ARROW" style visits.

Tony has worked in financial services since 1988 and is a Member and Fellow of the Institute of Internal Auditors. Tony also provided support to HM Treasury as a member of an expert group, and was a steering group member of an industry initiative on consumer education.

Before joining CCL, Tony ran a successful compliance consultancy for six years, specialising in the insurance, mortgage and life and pensions sectors.

Tony's also held senior management positions (including internal audit) for the insurance and investment division of TSB Bank plc, as well as Group Compliance Director positions for Sedgwick Noble Lowndes UK Ltd and Hogg Robinson Financial Services Ltd.

Terry Douglas FIIA, C.F.E.

Terry joined CCL in 2001, and specialises in risk management and control, including fraud prevention and investigation and anti money laundering procedures.

With over 35 years in the financial services industry, Terry was Head of Internal Audit and Compliance and Money Laundering Reporting Officer at United Bank of Kuwait in London. He joined the Institute of Internal Auditors in 1977 and was made a Fellow of the Institute in 1995. In the same year he qualified as a Certified Fraud Examiner.

Hilary Spivey BSc., ACA, ATII

Hilary Spivey graduated in 1978 with an honours degree in applied mathematics from Bristol University.

She joined KPMG and qualified as a Chartered Accountant in 1982. Since qualifying Hilary has worked in investment management for over 10 years - acting as Finance and Administration Director, Operations Director and Compliance Officer. She was also Finance Director of a software company servicing the investment management field.

Before joining CCL, Hilary helped a number of investment management firms obtain authorisation and meet their compliance obligations. As well as being a Chartered Accountant, Hilary is a member of the Institute of Taxation.

Graham Harding

Graham started his career in the insurance industry where he progressed to become Head of UK Money Market Operations with one of the US’s largest brokers. In the late eighties he moved to the investment banking sector as a Senior Investment Manager to specialise in managing fiduciary funds for the insurance industry. He broadened his client base and experience further when he joined Seccombe Marshall & Campion, the then bill broker to the Bank of England, to establish an investment management business. 

More recently, Graham has spent eight years with the Financial Services Authority as a Senior Associate and Project Manager. Initially he had direct supervisory responsibility for firms within the investment management sector, moving latterly do deal with broader issues both internally and across various industry sectors.

Jane Walshe

Jane Walshe is a Barrister with experience in both domestic and international regulatory and related affairs.  She most recently worked in the Enforcement Division of the FSA, where she worked on policy issues as well as advising on trickier aspects of enforcement cases.  She also contributed to the FSA’s work on the transposition of MiFID, working on the changes to the Approved Persons Regime amongst other things.

Prior to this Jane was the Head of the Professional Conduct Department  at the Institute of Chartered Accountants in Ireland, based in Dublin.

Early on in her career, Jane cut her teeth by prosecuting and defending the whole gamut of offences in London’s criminal courts, followed by a period prosecuting large scale VAT frauds and related crime at HM Customs.

Linda Hynard

Linda has worked in the Financial Services industry for 25 years.  Prior to joining CCL, Linda was Compliance Director at Fischer Francis Trees & Watts - a specialist manager of US and Global fixed-income portfolios for institutional clients. Here Linda was responsible for overseeing the firm’s entire UK compliance function and also acted as the firm's MLRO. 
In addition Linda has an honours degree in English Law as well as a BSc (Hons) majoring in Psychology, and a post graduate qualification in Psychoanalysis and Culture.

Peter Brown

Peter joined CCL in 2007, as a specialist consultant and  trainer in anti-money laundering (AML) compliance.  Peter is a Fellow of the Association of Chartered Certified Accountants (ACCA), a Fellow of the Chartered Institute of Bankers (through the ifs School of Finance), a Fellow of the Securities & Investment Institute (SII) and a Practitioner of the Institute of Internal Auditors.

Peter’s earlier career was within internal audit and compliance disciplines covering domestic, international and wholesale banking, as well as later working with two major investment management companies.  A move into consultancy work with a leading AML consultancy meant that this broad “hands on” experience then provided a good base for serving the consultants clients through reviews of anti-money laundering policies and procedures, KYC due diligence audits and assistance in undertaking retrospective reviews to update KYC to today’s standards.  For several years, Peter was also the “voice” of the JMLSG helpdesk and has also been MLRO in two investment management companies and for the London office of a Middle Eastern bank.

As well as working in and with banks and investment management companies, Peter has gained AML knowledge and experience whilst undertaking AML work with finance and leasing companies, mortgage lenders, stockbrokers, accountants and lawyers.  Lecturing and training commitments have taken him across mainland Britain as well as into the Channel Islands and Isle of Man, and have included work undertaken for ACCA and the SII.